What Is Ayushman Bharat (PMJAY)?

Ayushman Bharat is a government health insurance scheme that covers:

- ₹5 lakh hospitalization per family
- Free surgeries, major treatments & medicines
- 100% cashless hospitalisation
- Accepted in 24,000+ hospitals across India
- No age limit
- Scheme covers poor & vulnerable families based on SECC data

Now let's learn how to apply online.

Ayushman Bharat Online Apply – Simple Steps

Step 1: Visit the Official PMJAY Website

Go to:
pmjay.gov.in (Official Ayushman Bharat website)

Step 2: Select “Am I Eligible?”

Click on the yellow button “Am I Eligible?” on the homepage.

You will be asked to enter:

• Your State

• Your Mobile Number

• Captcha

You’ll receive an OTP.

Step 3: Verify Your Eligibility

After OTP verification, the system will check your family name in the government beneficiary list (SECC/PMJAY database).

You may appear under categories like:

• Ration Card list

• SECC list

• NFSA list

• PMJAY verified family

• Socio-economic caste census list

If your name appears you are eligible.

Step 4: Fill the Ayushman Bharat Online Application

If eligible, fill the required details:

• Name

• Address

• Family members

• ID proofs (Aadhaar, Ration Card)

• Mobile number

Upload documents if required.

Step 5: Download Your Ayushman Bharat Card (ABHA/PMJAY Card)

Once approved, you can download the digital card:

• Ayushman Card (PMJAY e-card)

• ABHA ID (Health ID)

You can also get the physical card from a CSC center or Ayushman Mitra desk at any empanelled hospital.

Ayushman Bharat Apply Through Mobile (ABHA App)

You can also apply using the ABHA Mobile App:

1. Download from Play Store

2. Sign in using mobile/Aadhaar

3. Generate ABHA Number

4. Apply for Ayushman Card

5. Download the e-card

This is the fastest way.

Documents Required for Ayushman Bharat Apply

Keep these ready:

• Aadhaar Card
• Ration Card
• Mobile Number
• Address Proof
• Family ID (in some states)
• Passport-size photo

Who Is Eligible for Ayushman Bharat?

Eligibility is based on government survey data (SECC). You are eligible if:

• Your family is listed under SECC/NFSA

• You have a ration card under BPL or priority households

• You are a migrant labourer

• You belong to economically weaker categories

There is no age limit and no cap on family size.

Common Issues People Face When Applying

1. “Name not found”

This means your family is not in PMJAY database. You must apply via your CSC center.

2. “Mobile number not linked to Aadhaar”

Update your Aadhaar at the nearest enrollment center.

3. “Family details mismatch”

Use ration card or Aadhaar to update details at a CSC.

Ayushman Bharat Toll-Free Helpline

📞 14555
📞 1800-111-565

Call for any help related to eligibility, hospital list, or card download.

Human Example (Easy to Understand)

Sunita Devi from Bihar checked her eligibility online using her ration card.
Her family's name appeared under SECC, she uploaded her Aadhaar, and within 24 hours her Ayushman Card was generated.
She later used it for her mother’s gallbladder surgery — cashless at a private hospital.

Ayushman Bharat Online Apply – Summary

Here’s the shortcut version:

1. Go to pmjay.gov.in

2. Click "Am I Eligible?"

3. Enter mobile + OTP

4. Check if your family is listed

5. Fill details and submit

6. Download your Ayushman card

That’s it!

FAQs

1. Can I apply for Ayushman Bharat online for free?

Yes, applying is 100% free — no agent charges.

2. Can I add new family members online?

Yes, through CSC center or state health authority portal.

3. Can I use Ayushman Bharat in any private hospital?

Only in empanelled hospitals (cashless).

4. How long does approval take?

Usually 24–72 hours after verification.

5. Is Ayushman Bharat available for middle-class families?

No, only for economically weaker and SECC-listed families.